Doing business and/or just screwing around on your computer can still get you into trouble. Especially if you go clicking on some of these pop up windows telling you you need updates. The HP can be running just fine but you see this window telling you you should be updating to a new security version of something or that you are using an obselete version of Adobe Reader, so you go ahead and click and your screwed!
So, now your stuck for two days trying to get your setting back to the way you had them. This is time you didn't set aside for this shit.
Computers really haven't made life any easier. Different maybe, but not any easier.